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RV Insurance

Recreational Vehicles (RVs) are a great way to vacation. You get the luxury of a motel room with a kitchenette without having to find or use a motel. If you are thinking of buying an RV, you need to be aware of the insurance and policies that are required to legally drive it in Oklahoma and to protect your financial investment in it. RV insurance can be broken down into two categories: mandatory and elective.

Mandatory Coverage

Oklahoma requires that you carry an RV/auto liability insurance that will pay out a minimum dollar amount in case of an accident. The important thing when only getting the minimum amount of liability coverage is that you are financially responsible for paying the difference between what the policy pays and the actual cost of damages. You should consider raising all these amounts when talking to an auto insurance representative to make sure you have the right amount of protection to fully protect your financial assets in case of an accident and not just the minimum amount of coverage needed to drive the RV on the road.

Elective Coverage

With the average cost of a new RV hovering around $120,000, there are a number of policies you should consider to protect your financial investment in the RV.

Collision Coverage to pay for damage to your RV in an accident or to pay for the replacement of the RV if it is totaled.

Comprehensive Coverage to protect you against damage caused by windstorms, lightning, and other forces of nature, as well as vandalism, fires, and theft.

Vacation Liability Coverage protects you if someone gets hurt around your RV while you are parked at your RV site or if you cause damage at the site.

Owning an RV can be a lot of fun, but that fun can end quickly if something happens while using your RV and it gets damaged. That’s why you should call us at Safe Insure Plus, LLC in Pryor, OK. We can make sure you are financially protected so the fun never stops.